"Terms of Agreement"

***Terms of Agreement***

1. You are not permitted to sell, give away, or exchange any of my cross-stitch charts or clip art in any way, shape, and/or form.

2. You may use the cross-stitch charts on items for personal use, gifts, or items for sale.

3. You may change the colors I used to colors of your own choice.

4. You may add to or take parts away from a chart, however, even though you make changes, it is still my chart.

5. You may resize a chart, but I will not be responsible if you have problems with it.

6. All sales are final. If you receive a defective file, that file will be replaced. No refunds will be given.

7. B&L Crafts will not be liable for any damages or losses you may encounter by using my designs.

Copyright 2007

All rights reserved

B&L Crafts

http://www.blcrafts.com

laura@blcrafts.com